Mortgage Resources

Featured Tools

Loan Info

Company Info

Useful Calculators

CREDIT CLEANING


Thank you for allowing Integrity Home Finance to help you with your financing and your pre-qualification. Correcting inaccurate information may help raise your credit scores. In order to begin the process of cleaning your credit, you need to contact the 3 major credit bureaus. Make sure you dispute all erroneous information. The dispute process takes about 60 to 90 days. The dispute process is a little tricky and each bureau has a different way of doing it.

For Transunion, follow the link and click the button "first time here?" You will then enter the information to receive your credit report. After you input the information and run your report, you can view it. Follow the instructions to dispute the erroneous information.

For Equifax, follow the link and input your zip code (middle of page). Then go back to the previous page and on the right side of the page, click the link to Get your Equifax credit report. There will be a couple of options for credit reports. Just select the $10 report without the Equifax credit rankings. Click "Buy Now" and follow the instructions and input your information.

For Experian, follow the link and mid way through the page, you will see another link to order your credit report. It will take you to another page where you will input your personal information! Follow the instructions and dispute away.

Trans Union Corporation 

http://annualcreditreport.transunion.com/entry/disputeonline

Experian (formally TRW)

http://www.experian.com/disputes2/index.html

Equifax